Financing is simple and fast at Car Factory. We work with over 40 different lending institutions such as Bank of America, Chase, Santander, Capital One, and many others. In addition, we also work with Dade County Federal Credit Union, Space Coast Credit Union, Miami Postal Service Credit Union and others. Rates start as low as 3.99% and there's no better time to apply for the car you have in mind. Car Factory has an affiliate financial institution with possible financing for everyone (restrictions apply, please see dealer for complete details). We welcome all pre-approvals from all Lending Institutions.